Blog categorized as Healthcare Navigation

Navigating Health Savings Accounts (HSAs) After Enrolling in Medicare

Health Savings Accounts (HSAs) offer a unique and valuable way to save for medical expenses, leveraging tax advantages that make them an attractive option for many. 

However, the relationship between HSAs and Medicare can be complex, particularly regarding what you can and cannot do with your HS...

09.25.24 08:30 AM - Comment(s)
Health Savings Account - Eligible Expenses Guide

A Health Savings Account (HSA) is a tax-advantaged savings account available to individuals enrolled in an eligible High Deductible Health Plans (HDHP). 

One of the key benefits of an HSA is the ability to use the funds to pay for a wide range of qualified medical expe...

09.04.24 11:00 AM - Comment(s)
Comparing Traditional Copay Plans & High Deductible Health Plans (HDHPs)

Health insurance can be complex, and choosing the right plan requires understanding the key differences and similarities between various options. Two common types of health insurance plans are Traditional Copay Plans and High Deductible Health Plans (HDHPs). Here's a comprehensive look at how these ...

08.14.24 11:00 AM - Comment(s)
Seeking a Second Opinion in Medical Care

When faced with a complex medical diagnosis or treatment plan, seeking a second opinion can be a valuable step in ensuring you receive the best possible care. 


A second opinion involves consulting with another qualified healthcare provider to obtain an independent assessment of your condition an...

07.24.24 08:00 AM - Comment(s)
Medical Necessity: A Crucial Element in Health Insurance Coverage

Health insurance is designed to provide financial protection against the high costs of medical care. However, not all medical services are covered by insurance. One of the key factors that determine coverage is "medical necessity." Understanding what medical necessity is and how it impacts...

07.03.24 08:00 AM - Comment(s)
CPT Codes - What Are They?

Current Procedural Terminology (CPT) codes are a set of codes used to describe medical, surgical, and diagnostic services provided by healthcare providers. These codes are developed and maintained by the American Medical Association (AMA) and are used by healthcare providers, insurers, and other ent...

06.12.24 08:00 AM - Comment(s)
When to go to the Emergency Room VS. Other Care Options

Knowing when to seek emergency care versus using other healthcare options is crucial for your health and financial well-being. Emergency rooms (ERs) are designed to handle serious and life-threatening conditions, while other care options like urgent care centers, primary care physicians, retail clin...

05.22.24 08:00 AM - Comment(s)
Understanding Quality Life Events

A Qualifying Life Event (QLE) is a major life change that may allow you to make changes to your health insurance coverage outside of the typical enrollment period. 


Knowing what qualifies as a QLE and understanding the necessary steps to take can help you navigate these changes effectively. It i...

05.01.24 08:00 AM - Comment(s)
Process for Paying Medical Bills

Navigating the medical billing process can be complex, involving various documents and steps. Two key documents in this process are the provider bill and the insurance Explanation of Benefits (EOB). Understanding these documents and how they relate to each other can help you manage your medical expe...

03.20.24 10:00 AM - Comment(s)
Retail Clinics

In today's fast-paced world, the demand for healthcare that is both accessible and affordable has never been higher. Enter retail clinics, a model of care that is swiftly bridging the gap in the healthcare system by offering convenient, cost-effective services for a variety of minor health issues....

03.06.24 09:06 AM - Comment(s)