Blog categorized as Care

Coordination of Benefits, commonly called COB, is the process insurance companies use when someone is covered under more than one medical or dental plan. While dual coverage can reduce your out-of-pocket costs, it does not mean you can collect twice for the same service.

Understanding how Coordinati...

Health insurance is designed to protect you from the high cost of medical care. However, not every service is automatically covered. Two key concepts that determine whether your care will be paid for are prior authorization (pre-certification) and medical necessity. Understanding how these work toge...

Receiving a medical claim denial can feel overwhelming, especially when you were expecting your insurance to cover the service. The good news? Denials can sometimes be corrected or overturned with the right steps. Understanding how to dispute a medical claim can help you avoid unnecessary out-of-poc...